Kerry Ziegler
Phone:  215-679-6877Office:  215-679-9797
Email:  kzhomes@comcast.netFax:  267-354-6922
Kerry Ziegler
Kerry Ziegler

My Blog

For Millennial Parents, Finances Weigh Heavily

June 10, 2017 12:36 pm

Not all millennials are the free-spirited, independent go-getters we imagine them to be. Some of them are parents with real-world concerns, such as finances. In fact, according to a study from Microban in conjunction with Turner Research Network, 64 percent of millennials surveyed cited finances and money as their No. 1 worry, and 92 percent of the millennial parents surveyed agreed that being financially secure was a significant concern.

The online survey of more than 1,000 U.S. millennial parents revealed that the group is not only concerned about being able to provide what their family wants and needs, but job stability as well. Fifty-six percent said financial security, including having more money, a better job or a job that pays better, and a new house or place to live, were things they wish they could change.

Like many in today’s frenetic culture, 75 percent of millennial parents are also concerned about not having enough time to do the things they’d like to do, such as spending more time with their family, friends, spouse or partner, hobbies, exercise or home improvement projects. When millennial parents do manage to secure some free time, chores take a back seat—74 percent report being worried about keeping a clean house.

Is financial freedom out of reach for millennial parents? Not at all. Here are some ways to create a more comfortable future:
  • Commit to paying down debt, starting with your highest interest-rate credit cards. Strive to make more than the minimum payment each month.
  • Pay yourself first by putting a set amount into your savings from every paycheck.
  • Set a household budget and stick to it. Tracking your expenses each month will reveal where you can cut back and save.
  • Start a retirement account. It’s never too early to do so, even if you can only contribute a small amount to start.
  • Consider a side gig. While you don’t want to spend even more time working, put your passion to good use with freelance or contract work. Then devote all of those earnings to your savings. 
Interested in real estate tips? Contact me today for more information.

Published with permission from RISMedia.


Tags:

Before You Kick Back, Make Sure Your Home Is Summer-Ready

June 10, 2017 12:36 pm

Summer allows us to slow down, stop and smell the roses and take a break from the rapid pace we usually run during the rest of the year. But before you hit the hammock and fire up the grill, take a look around your home. There are a few important maintenance checks that need to be made first.
According to Travelers Insurance, it’s important to take care of any damage that might have been caused during the winter months as soon as possible, before they become more daunting and more costly projects. Conduct an inspection both inside and outside your home and look for the following:
  • Doors and windows. Make sure locks are functioning properly and check your window screens for any holes. Go outside and check window and door frames for any evidence of damage.
  • Electrical outlets and cords. Look for any fire hazards such as frayed wires or ill-fitting plugs.
  • The plumbing. Look for leaks or problems with the float valve in your toilet and check all of its pipe connections. This is also a good time to check washing machine hoses, replacing any that show signs of wear and tear.
  • The furnace. Clean or replace your furnace filter, your dryer vent and the space under your dryer, all of which can present fire hazards.
  • Outdoor wooden structures. The wet weather of winter and spring can take a toll on steps, decks and playground equipment, so look carefully for rot, deterioration and protruding nails.
  • The roof. While there may not be any visible damage to your roof, it’s a good idea to have a professional inspector check for any potential leaks.
  • The perimeter. Take a stroll around your entire home and look closely for any other signs of damage, especially to gutters, shingles, trees and the foundation. 
Now that you know your home is safe and sound, head over to that lounge chair and start soaking in the summer.

Contact me today for more real estate tips and information.

Published with permission from RISMedia.


Tags:

In this Edition: Get Your Home in Shape for Summer

June 10, 2017 12:36 pm

Our lead story in this month’s Home Matters examines simple ways to ensure your home is ready for the upcoming summer season. Other topics covered this month include quick tips to transform your patio and important real estate lingo you should know before you get to the closing table. We hope you enjoy this month’s edition of Home Matters and as always, we welcome your feedback. Email us anytime!

Published with permission from RISMedia.


Tags:

5 Tips to Avoid Binge-Watching Guilt

June 9, 2017 1:54 am

(Family Features)--Dozens of streaming video providers are making it easier than ever to watch the TV programming you want when you want it, and exclusive programming released an entire season at a time is transforming the way Americans watch TV. The flip side of this convenience is a surge in binge-watching, which can have some negative side effects, including binge eating. When your favorite show is available back-to-back, it's easy to let substantial blocks of time get away as you watch "just one more" episode to follow the twists and turns of the plot. In fact, according to a recent survey by Dole, the average binge-watching session clocks in around 5 hours. The same survey found that more than two-thirds of people prefer healthy snacks to fuel their marathon viewing.

Treating yourself to an occasional binge session may give your brain a well-earned break, and it's easy to do many forms of exercise in front of the screen. The trick to keeping your binge-watching session in check and getting rid of the guilt is to exercise good habits when you head to the kitchen.

- Opt for snacks that include valuable vitamins and minerals.

- Keep your kitchen stocked with healthy ingredients so you can create quick and easy snacks in between episodes or during a commercial break.

- Look for quick solutions that help trim prep time and skip the cutting, peeling and mess.

- Avoid waste or spoilage with convenient, re-sealable lids that let you use what you need for a single serving and save the rest for later.

- Get creative to satisfy cravings. Instead of reaching for cookies or cake, dip fruit in melted chocolate and pop it in the freezer. Let it sit while you watch a few episodes of your favorite show and then enjoy.

Source: DOLE

Published with permission from RISMedia.


Tags:

Top Tips for Moving Out of State

June 9, 2017 1:54 am

Many moves don’t just involve driving to a new spot across town. If you have to haul yourself and your belongings across state, you’re likely facing a massive move. Below are a handful of moving tips from North Dallas Moving and Storage to help you navigate your out-of-state move.

 Choose a licensed mover. Depending on the requirements of your state, most moving companies require an active certificate of motor carrier registration, while the Federal Motor Carrier Safety Administration (FMCSA) regulates interstate movers. Make sure your moving company is licensed by these agencies.

Confirm BBB rating. Check the Better Business Bureau (BBB) website to verify the mover's track record of customer satisfaction and complaint resolution.

Obtain a written quote. Reputable moving companies will provide you with a written proposal and quote detailing the services to be provided, pricing and payment details.

Determine liability coverage and insurance. Verify the mover's liability coverage for damage or loss, and decide whether you wish to purchase additional transit insurance.

Take advantage of free moving resources. Experienced movers understand the concerns and challenges customers face when preparing for relocation, and many offer helpful information. For example, NDMS provides detailed moving tips, including moving guides, questions to qualify a moving company, pre-packing checklists, items to keep in possession during a move, and more.

Review customer feedback. It's always wise to find out what other customers have to say about the moving company. Look for testimonials on the mover's website, check public consumer review sites and see if the mover has earned any awards that reflect client satisfaction.Source: North Dallas Moving and Storage

Published with permission from RISMedia.


Tags:

How Stocked is Your Home Hurricane Kit?

June 9, 2017 1:54 am

Weathering hurricane season is no fair-weather fun. From dragging the lawn furniture inside to stocking up on non-perishables, it’s important to be ready for high winds and power outages. According to Mercury Insurance, stocking a hurricane kit is another key safety solution for hurricane season.  

The company suggests you keep the following items handy:

- A three-day supply of water (one gallon per person), non-perishable food items and pet food, if applicable;
- A battery-powered or hand-crank radio (and extra batteries);
- A flashlight;
- A first aid kit;
- A whistle to signal for help;
- A can opener;
- Blankets;
- Pliers or a wrench to turn off utilities;
- $200 in cash in small bills, as power may be out, making ATMs, debit and credit cards unusable; andPrescriptions for you and your pets.

Source:  Mercury Insurance

Published with permission from RISMedia.


Tags:

How to Tackle Family Tension When it Comes to Alzheimer's Disease

June 8, 2017 1:51 am

Alzheimer’s disease impacts an estimated 5.5 million Americans today. But when it comes to the family members impacted by the disease, that number bounces to 15 million. This includes partners, children, and other extended family who are caring for a loved one with Alzheimer’s.

New findings from an Alzheimer's Association survey show that people greatly fear becoming a burden to their caregivers as they age. Despite this, many have not planned accordingly, and this (when combined with the stress of an Alzheimer's diagnosis) can be overwhelming for caretakers.  and the stress of caregiving – especially alone–can be extremely overwhelming.  

The Alzheimer's Association offers various tips for families of Alzheimer’s patients.

Lend an ear. Dealing with a progressive disease such as Alzheimer's can be stressful — and not everyone reacts the same way. Give each family member an opportunity to share their opinion. Avoid blaming or attacking each other, as this will only cause more hurt.

Divide and conquer. Make a list of responsibilities and address how much time, money and effort may be involved. Divide tasks according to family members' preferences and abilities. The Alzheimer's Association online Care Team Calendar can help you coordinate.

Talk it out. Discuss if current methods of care are working and if the needs of the person with Alzheimer's are being met; make modifications as needed. Plan for the challenges you can anticipate as the disease progresses.

Stick together. Support family members and connect with others who are dealing with similar situations.  

Seek outside support. Sometimes, an outside perspective can help the entire family take a step back and work through difficult issues. The Alzheimer's Association 24/7 multi-lingual Helpline (800.272.3900) is staffed with care consultants who can help anytime, day or night.

Source: The Alzheimer's Association

Published with permission from RISMedia.


Tags:

Tips for Exercising in Warm Weather

June 8, 2017 1:51 am

Whether you’re a cycling junkie or a road runner, if you exercise outdoors, warmer weather will likely impact your summer fitness schedule. But when it comes to adjusting your workout for summer, you should do more than switch from pants to shorts. As summer draws near, people exercising outdoors – from newcomers to top athletes – should make adjustments or their workouts could suffer, says Marni Sumbal, a prominent exercise physiologist and board-certified sports dietitian.

Here are 5 of Sumbal's suggestions to train smart in hot weather:

Reduce the intensity, stay inside or work out during off-peak hours. For the first month of hot weather, scale back until your body adjusts to the heat. Pushing too hard too soon can lead to fatigue or injuries.

If you don't want to reduce the intensity, work out either early in the morning or later in the evening, when the sun is down. You can also spend at least part of the workout indoors.

Hydrate. You will sweat more in the summer, which can cause headaches, nausea or fatigue. During a 60-minute workout, drink 20 to 28 ounces of either water or a sports drink. Sports drinks can be especially helpful because they contain carbohydrates (Sumbal recommends consuming at least 30 to 60 grams) as well as electrolytes (consume at least 400 milligrams of sodium). Afterward, she suggests either tart cherry juice to help with inflammation or orange juice that quenches thirst and contains potassium.

Warm up. Do some dynamic stretches (movements while stretching) to activate the muscles, increase the blood flow and to get full range of motion.

Cool down. Take a cold bath (not ice) or a put a cold rag around your neck to reduce the body's temperature. This helps you recover quicker by lowering your heart rate and increasing your appetite.

Soak in Epsom salt. This repairs muscle damage and offsets delayed inflammation. About an hour after the cold shower, add 2 cups of Epsom salt to a lukewarm bath.

"We really want to make sure the magnesium is absorbed, so soak for 20 to 40 minutes," Sumbal says.

If a bath isn't an option, she recommends scrubbing Epsom salt into your skin during a shower.

Source: TriMarni Coaching and Nutrition

Published with permission from RISMedia.


Tags:

How to Choose a New Air Conditioner

June 8, 2017 1:51 am

Looking for a new AC unit to cool those long summer days? There may be more involved than you think. Selecting the right air conditioner for your home requires an understanding of more than just price range. You also need to think about the unit’s power use, the size of the space it will be cooling, and more.  

Follow these steps from The Association of Home Appliance Manufacturers to choose the AC that's best for you:

Check your measurements: Figure out how much cooling power you need by determining the square footage of your room. Measure your window as well and take the measurements with you when you shop. Both portable and room air conditioners need to be connected to a window, and it's important to make sure it will fit before you bring your new AC unit home. Finally, if you're buying a portable air conditioner, consider whether the size of the unit is appropriate for the room.

Choose your capacity: Air conditioner capacity is measured in BTU (British thermal units). Check the unit labeling as you shop. You'll likely see a chart with BTU and the appropriate room size for cooling. Choose a size appropriate for the room or rooms you'll be cooling.  If you are placing the unit in a kitchen, sunny room, or room with high ceilings, you may need to size up.  Some manufacturers may also have capacity information available on its website.

Frigid features: Smart technology is being incorporated into portable air conditioners. Some units can be turned on or off via smartphone or tablet, so you can come home to a cooler space on a hot summer day. Others offer a "follow-me" function that measures the temperature both at the location of the unit and of the remote control. If you're sitting across the room from the unit and holding the remote control, the unit will take the temperature in the remote into account and adjust its output based on both temperatures. Other features you might find are programmable timers and alerts that tell you when the AC filter needs to be changed.

Source: AHAM,  www.aham.org.

Published with permission from RISMedia.


Tags:

How to Minimize Moving Stress

June 6, 2017 1:45 am

Among the top stressors is packing. In fact, in a recent survey, commissioned by Duck® brand, conducted online by Harris Poll, 86 percent say packing to move is frustrating. It doesn't have to be this way. Here are some tips to reduce packing pain.

Purge before packing: Diminish the workload by first cleaning out items you no longer need.

Pack carefully: 40 percent of those who would find it frustrating to pack when moving worry about items breaking. Eliminate anxiety by wrapping fragile items with cushioning material, like Bubble Wrap. Dish and glass kits provide pouches and dividers to protect delicate goods. Lastly, secure your boxes with quality packing tape, like EZ Start® Packaging Tape or Duck® MAX Strength Packaging Tape.

Plan ahead: Before you even think about boxing up or hiring movers, take some time to plan in advance. If you need help figuring out exactly what and how many supplies you need to pack up your home, Duck® brand has a new online moving calculator at duckbrand.com. All you have to do is input the number of bedrooms and bathrooms you have, as well as any other rooms and spaces you are packing up (family room, office, closets, basement, etc.) and Duck brand will provide you with a shopping list to print or share. Or, you can simply purchase the recommended moving products right then and there through duckbrand.com.

While moving will always contain some stress, the right moving supplies and strategies can streamline the task of packing.

Source: duckbrand.com/move-ship.

Published with permission from RISMedia.


Tags: